**Terms and Conditions**

  • - The terms of the loan, including the loan amount, interest rate, repayment period, and any other applicable fees or charges, will be communicated to the group upon approval.
  • - Group members are collectively responsible for adhering to the terms of the loan agreement.

**Loan Eligibility:**

  • Individuals and groups applying for the loan must meet the eligibility criteria set forth by DhanRishta Credit. .

**Loan Application Process:**

  • - Applicants must complete the loan application form accurately and provide all required documentation.
  • - Group leaders or designated representatives are responsible for submitting the application on behalf of the group.

**Loan Approval:**

  • - Loan approval is subject to the discretion of DhanRishta Credit and is based on factors including but not limited to creditworthiness, repayment capacity, and compliance with eligibility criteria.
  • - DhanRishta Credit reserves the right to approve or reject loan applications at its sole discretion.

**Repayment:**

  • - Repayment terms will be outlined in the loan agreement and must be adhered to by all group members.
  • - Failure to make timely repayments may result in penalties, late fees, or other consequences as specified in the loan agreement.

**Default:**

  • - If the group defaults on the loan, Dhanrishta Credit reserves the right to take appropriate legal action to recover the outstanding amount.
  • - Defaulting on the loan may negatively impact the credit rating of all group members.

**Changes to Terms:**

  • - [Your Company Name] reserves the right to modify or amend these terms and conditions at any time without prior notice.
  • - Changes to the terms will be effective immediately upon posting on the DhanRishta Credit website or other designated communication channels.

**Governing Law:**

  • - These terms and conditions shall be governed by and construed in accordance with the laws of govt of India.
  • - Any disputes arising from or related to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of govt of India.

**Contact Information:**

  • - For inquiries or assistance regarding these terms and conditions, please contact DhanRishta Credit at +91-763-169-1566.
    • By participating in our group loan application process, you acknowledge that you have read and understand these Terms and Conditions and agree to abide by them.

Questions You Have

Frequently Asked Questions

Can I apply if my credit isn’t perfect?

Yes, you can still apply for group loan but various things which is brief by our agent. The impact of imperfect credit depends on what you're applying for. In some cases, you might still be approved but with higher interest rates or lower credit limits.
After approval, the DhanRishta Credit will likely provide documentation outlining the terms of the loan, including repayment schedules, interest rates, and any other relevant details. This documentation should be reviewed carefully by all group members to ensure everyone understands their responsibilities..
All the process are done my dhanrishta members so don't worry about it. It is totally online process
Actually Dhanrishta credit works upon group loan so we not provide such facility to personal .
The group members size define by dhanrisha credit is 5 to 10 members so it is not permisable .
You can visit on www.dhanrishtacredit.com or contact on below contact details.

Still Have Questions?

Call Us We Will Be Happy To Help
+91-763-169-1566
Monday - saturday
9AM TO 6PM

Head Office

Ward No 17 Balughat, Bharam Asthan
Mushahari Bihar 842001 Sikandarpur.
(Muzaffarpur) Bihar, India