About Dhanrishta Credit

Group Loans
For your Expenses

Group loans, also known as solidarity lending or group lending, are financial arrangements where small groups of individuals collectively borrow money from a lender and are jointly responsible for repayment.

This lending model is often used in microfinance, particularly in developing countries, to provide access to credit for individuals who may not have sufficient collateral or credit history to qualify for individual loans.

Business Loans <br> For Daily Expenses

Who We Are?

1. Group Composition: Information about the members of the group, including their names, ages, occupations, and roles within the community.
2. Social Structure: Description of the social ties and relationships among group members, highlighting the trust and mutual support that exist within the group.
3. Economic Activities: Overview of the income-generating activities or businesses undertaken by group members, showcasing their livelihoods and sources of repayment for the loan.
4. Financial History: Brief summary of the financial background of group members, including any previous experience with loans or microfinance institutions, if applicable.
5. Community Context: Contextual information about the community in which the group operates, such as its socioeconomic status, access to financial services, and any relevant challenges or opportunities.

What We Offer?

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Quick Decision

Begin the process when it is convenient for you

Submit Your Info

Begin the process when it is convenient for you

Funds To You

Begin the process when it is convenient for you

01

Equity and Fairness

Equal access and fair treatment of all group members

02

Transparency

Transparent about loan terms, interest rates, and repayment.

03

Empowerment

Enabling them to improve their livelihoods and economic status

04

Sustainability

Promoting long-term financial stability and sustainability.

Values We are Provide

Our Core Values

Group loan core values typically revolve around principles of fairness, responsibility, community, and empowerment. Here are some common core values associated with group loans:

1. **Equity and Fairness**: Ensuring equal access to financial resources regardless of socio-economic status, gender, or other factors, and fair treatment of all group members.

2. **Transparency**: Providing clear and understandable information about loan terms, interest rates, and repayment schedules to all group members.

3. **Responsibility**: Encouraging accountability among group members for timely repayment of loans and adherence to group rules and agreements.

4. **Community Support**: Fostering a sense of solidarity and mutual support among group members, promoting collaboration rather than competition.

5. **Empowerment**: Empowering individuals through access to financial resources and training, enabling them to improve their livelihoods and economic status.

6. **Sustainability**: Promoting long-term financial stability and sustainability for both the group and its individual members through responsible lending practices.

7. **Social Impact**: Prioritizing the social impact of lending activities, aiming to alleviate poverty, promote entrepreneurship, and contribute to the overall development of communities.

Questions You Have

Frequently Asked Questions

Can I apply if my credit isn’t perfect?

Yes, you can still apply for group loan but various things which is brief by our agent. The impact of imperfect credit depends on what you're applying for. In some cases, you might still be approved but with higher interest rates or lower credit limits.
After approval, the DhanRishta Credit will likely provide documentation outlining the terms of the loan, including repayment schedules, interest rates, and any other relevant details. This documentation should be reviewed carefully by all group members to ensure everyone understands their responsibilities..
All the process are done my dhanrishta members so don't worry about it. It is totally online process
Actually Dhanrishta credit works upon group loan so we not provide such facility to personal .
The group members size define by dhanrisha credit is 5 to 10 members so it is not permisable .
You can visit on www.dhanrishtacredit.com or contact on below contact details.

Still Have Questions?

Call Us We Will Be Happy To Help
+91-763-169-1566
Monday - saturday
9AM TO 6PM

Head Office

Ward No 17 Balughat, Bharam Asthan
Mushahari Bihar 842001 Sikandarpur.
(Muzaffarpur) Bihar, India